How does French health cover work?

Health Insurance France

Understanding how the French health system works can seem very confusing at times. However, if you live in France it’s really important to ensure that you, your partner and your family have the health cover that you need in case you become ill or require medical assistance. If you have permanent residence in France you are entitled to receive healthcare paid by the state – but not all of the costs will be covered. This is why you need to consider taking out “top up” health insurance (or commonly referred to as the mutuelle).

At SwissLife, we can help. When you contact us, don’t worry: we will only speak in English and will deal with any queries that you have quickly to help put your mind at rest. We handle all aspects of the service for you, which means that we are responsible for claims as well as liaising with colleagues at our Head office.

The law has recently changed in France which means that it is now easier to change your home or car insurance contract than previously. In simple terms, this means that you are able to cancel a policy whenever you want as long as you have been with your current insurance company for more than a year. As for health insurance you still need to give two months’ notice prior to the renewal date or within 20 days of receipt of the documents.

Backed by SwissLife’s extensive product range, we can offer health insurance at a competitive price – and with generous discounts too. So why use an insurance broker when you can receive comprehensive health cover that protects you and your family directly from us?

Whether you live in Bordeaux or Brittany, Périgueux or Pas-de-Calais, we can help. Contact our friendly team today for a quotation or visit our website and find out more about SwissLife’s products and services, including our Private Banking facilities.

Based in Bordeaux, we are the only SwissLife agency in France to work with English speaking clients. We offer a wide range of Healthcare Insurance and General Insurance solutions backed by one of Europe’s leading Insurance providers.


Contact: Peter Musto 05 56 28 94 64

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