How to understand the French health system

French health system

…what cover do I need and how can I access it for myself and my family?

These are questions faced by many people and we can appreciate this as the French health system can seem very complex.

But it need not be confusing with our English speaking team to help you, within a short time you can have peace of mind knowing that you won’t face the worry of expensive healthcare bills should you become ill or need medication.

Once you become resident in France, it is a legal requirement to be able to pay for the cost of your healthcare. There are different routes that you can take to do this: you may be retired, perhaps you have a salaried job or have your own business. Whichever option you choose, by selecting comprehensive top-up insurance (often called the “mutuelle”) you will be ensuring that the full cost of your healthcare will be covered. There are a range of different policies to suit your needs, situation and your budget.

When you contact SwissLife we will only speak in English and handle any queries you have to put your mind at rest. We manage all aspects of the service for you, which means that we are responsible for claims as well as liaising with colleagues at our Head Office.

The law has recently changed in France which means that it is now easier to change your home or car insurance contract. In simple terms, this means that you are able to cancel a policy whenever you want as long as you have been with your current insurance company for more than a year. As for health insurance you still need to give two months’ notice prior to the renewal date or within 20 days of receipt of the documents.

Backed by SwissLife’s extensive product range, we can offer health insurance at a competitive price – and with generous discounts too. So why use an insurance broker when you can receive comprehensive health cover that protects you and your family directly from us?

Whether you live in Bordeaux or Brittany, Périgueux or Pas-de-Calais, we can help. Contact our friendly team today for a quotation or visit our website and find out more about SwissLife’s products and services, including our Private Banking facilities.

Based in Bordeaux, we are the only SwissLife agency in France to work with English speaking clients. We offer a wide range of Healthcare Insurance and General Insurance solutions backed by one of Europe’s leading Insurance providers.


Contact: Peter Musto 05 56 28 94 64

#topupinsurance #healthinsuranceinfrance #insurance #mutuelle #privatebanking #healthcareinfrance